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The 3 Factors That Affect Home Affordability
Kim Campbell | January 24, 2023 -
Want To Sell Your House? Price It Right.
Kim Campbell | January 23, 2023 -
Have Home Values Hit Bottom?
Kim Campbell | January 18, 2023
Useful Links
Looking To Sell Your Home?
Are there any upfront expenses?
The answer is generally NO!
However, if you have an HOA (Home Owners Association) the management company will charge a cost to provide updated documents to the new buyer.
Need To Make Improvements Prior To Selling But Short on Cash?
RealVitalize may work for you! RealVitalize covers the upfront costs and gets paid back when the listing sells. There are no hidden fees, NO interest charges, AND NO markups.
Call me today and we can get started!
Preparing for the Appraisal
Easy Fixes Can Save You Time and Money! The new CAR Residential Real Estate Contracts put the responsibility on the seller if the appraiser has to complete a reinspection. The average cost for a reinspection is $200.00
Dream Home vs Right Home
In life, we go through seasons what we may consider our "Dream Home" today may not be tomorrow. In the meantime, you are still in the same place waiting for your "Dream Home". My advice is to start looking for the "right home" the home that "seems right" for your family. Take a look at this video for further insight!
Home Owners Association
Are there any upfront expenses? The answer is generally no! however if you have an HOA (Home Owners Association) the management company will charge a cost to provide updated docs to the new buyer.
The Best Ways To Hold Title To your California Home
How you choose to hold title to your home profoundly affects your taxes and even your family's future!
Your choices now may save you a lot of time & money or break your heart and put your future in financial and legal jeopardy.
Watch this comprehensive video for all California homeowners. Feel free to share it because the most popular way of taking the title in California is NOT the best!
- Paul Horn - Probate Attorney and CPA
Some Tips Helpful for Your Septic Tank Inspection
1) To save some money, ask the owner to locate and expose the lid.
2) You may not need a certification if you are not financing the home.
3) I am only a Realtor so make sure you address your concerns regarding the septic tank with a professional septic tank company.
Easy Fixes Can Save You Time and Money!
Are you looking to buy a home in a Homeowners Association?
Buyer's investigation
BUYER'S PERSONALIZE SERVICES AND PAPERWORK
1. Your Offer is Accepted! What Now?
*Prepare your EMD to be deposited into Escrow
*Send your fully executed contract to your lender
*Appraisal and Home inspection ordered
2. Escrow is Opened.
*Preparing for the Home inspection and what to expect
3. Inspection completed and report in hand! What's next?
*Have a conversation with your Realtor
*Any concerns with the house put them in writing and present them to the seller. (see CAR form RR)
*Back to the Negotiation Table, the seller may or may not respond to your request. (review your contract and/or counter for the contingency period)
*If the seller responds by checking the first box the next step is for the buyer to remove contingency or contingencies as per CR
*If the seller responds by checking the third box then the RRRR will be used for the seller's response.
4. Residential Real Estate Disclosures.
*Read your disclosures; they are an important part of your transaction.
*Some items on the disclosures are general and may not apply to the home you are in contract with.
*The SPQ, TDS, and AVID are completed specifically for the home you are in contract with.
*Important to note the disclosures are only disclosures and not the same as the RR or RRRR (see Request for Repairs & Sellers Response Video)
5. Removing Contingencies.
*You are required to remove your contingencies including your loan contingency on day 17.
*If you are unable to remove contingencies within the required time frame you need to ask the seller for an extension of time.
*When the buyer removes all contingencies buyer may not be entitled to his/her deposit to be returned if the buyer does not close escrow.
*When a buyer does not remove contingencies or requests an extension seller may give the buyer a notice to perform.
*Review your contract including all and any counters regarding dates in regard to contingency removal.
6. Final Stretch. What to expect?
*Your Lender will be sending loan documents to the escrow company
*Escrow will be coordinating with you to sign loan documents and bring in your final monies.
*At the same time, you will walk through the home one last time prior to closing.
7. Escrow has Closed! When do I get my Keys?
*Congratulations!! You are a homeowner!
*The loan has been funded and successfully record.
*Your Contract will tell you when you can expect to receive possession.